A home is more than just a property. It is security for your family, a foundation for your future, and a legacy for generations to come.
UGRO Home Loans are designed to help families across Bharat achieve their dream of home ownership. Whether you are buying your first home, constructing a house on your own plot, extending your existing property, or renovating your home, we offer flexible financing solutions to support your journey.
With simple documentation, quick processing, and dedicated relationship support, UGRO makes home ownership more accessible and convenient.
Loan Amount
Tenure
Home Purchase Loan
Finance the purchase of a new or resale residential property and move into the home you've always dreamed of.
Home Construction Loan
Build your dream home on your own plot with financing that supports every stage of construction.
Home Extension Loan
Expand your existing home by adding rooms, floors, or additional living space to meet your family's growing needs.
Home Improvement Loan
Upgrade, renovate, or repair your home with financing designed to improve comfort, functionality, and value.
Loan Amount
₹5 Lakhs to ₹50 Lakhs
Funding
Up to 80% of Property Value
Tenure
Up to 15 Years
Repayment
Flexible EMI Options
Prepayment
Prepay Anytime with Zero Extra Charges on Floating Rate
Property Type
Residential Properties
Applicant Type
Salaried Individuals, Self-Employed Professionals, Self-Employed Non-Professionals and Business Owners
Flexible Loan Amounts
Choose a loan amount that suits your home ownership needs.
Quick Processing
Faster application review and loan approval process.
Simple Documentation
Minimal paperwork for a smoother borrowing experience.
Long Repayment Tenure
Manage your repayments comfortably with tenure up to 15 years.
Dedicated Relationship Support
Get assistance and guidance throughout your loan journey.
Transparent Process
Clear communication and support at every stage.
No Prepayment Charges
Prepay your floating-rate loan anytime without additional charges.
PAN Card, Aadhaar Card, Passport, Voter ID or Driving Licence
Aadhaar Card, Passport, Utility Bill or another valid address proof.
Salary Slips, Bank Statements, Form 16 / Income Tax Returns
Income Tax Returns, Business Proof, Bank Statements, Financial Statements where applicable
Property Title Documents, Sale Agreement, Approved Building Plan, and other property-related documents as applicable
*Additional documents may be requested based on the applicant profile and property evaluation.
Follow these five steps to complete your Home Loan application:
Step 1
Complete the application form and share the required documents.
Step 2
Our team reviews your application and verifies the submitted information.
Step 3
The property is evaluated as part of the loan approval process.
Step 4
Upon successful assessment, your loan is approved.
Step 5
The sanctioned loan amount is disbursed as per the approved terms.
Empowering Your Financial Decisions: Calculate Your Loan EMI Today!
UGRO Home Loans can be used for purchasing a residential property, constructing a house, extending an existing home, or renovating your property.
Salaried individuals, self-employed professionals, self-employed non-professionals, and business owners can apply, subject to eligibility criteria.
You can avail a loan ranging from ₹5 Lakhs to ₹50 Lakhs, subject to eligibility and property assessment.
The maximum loan tenure is up to 15 years.
Funding is available up to 80% of the property value, subject to eligibility.
Yes. Floating-rate Home Loans can be prepaid anytime without any prepayment charges.
Approval timelines depend on document submission, verification, and property assessment. Our team strives to ensure a quick and hassle-free process.
Applicants are generally required to provide identity proof, address proof, income documents, bank statements, and property-related documents.
Yes. Self-employed professionals, business owners, proprietors, and other eligible applicants can apply for a UGRO Home Loan.
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